What can you afford in Colorado?
We use the same limits lenders use: housing at 28% of gross income and all debts at 43%, with Colorado property tax and insurance in the payment.
You could buy a home up to
Today's lenders for your loan
Same loan, four lenders. A low rate with high points can cost more than it looks, so compare the APR.
| Lender | Points | Monthly P&I |
|---|
30-year fixed, example rates for a demo. APR includes points and lender fees. We're paid 1% by the lender you choose, never by you on top.
Your Colorado closing costs, line by line
Based on the home price and lender above. No surprise fees at the closing table: your Loan Estimate will look like this.
Colorado has no state transfer tax, just a documentary fee of a penny per $100. In Colorado the seller usually pays for the owner's title policy.
Start your pre-approval
Ten minutes online. We do a soft credit check that doesn't touch your score, then a loan officer calls you within one working day.
The $650 appraisal deposit is taken by bank transfer (ACH) only once you're under contract, and it's credited back at closing.